Welcome to Whitbread’s pension website
Whether you’re new to Whitbread or just about to retire, our website has everything you need to know at every step.
If you are an employee in Guernsey or ROI, you should visit this page.
How can we help you today?
Join
Welcome to Whitbread – you’re off to a great start. We think saving for your future is important and being a member of the scheme is one of your most valuable workplace benefits.
Change my contributions
If you want to change how much you pay, you can update your contributions through Dayforce.
Transfer my pension
You may be able to transfer old pensions into the Whitbread scheme, or if you’ve left Whitbread, move your pension money to another plan.
Opt out of the scheme
If you’ve been automatically enrolled but don’t want to stay in the scheme, you can opt out via Dayforce. You’ll have received a letter from us explaining how to opt out.
Update my details
If you’re still working for Whitbread, you should update your contact details on Dayforce; everyone else can log in to OneView.
Tell you I’m ready to retire
If you’re ready to take the money in your pension, get in touch with Aptia, our pension administrator, to ask for a retirement pack.
News & Media
What is OneView?
OneView is the secure member website run by Aptia, the company that administers your pension.
You can use OneView to:
See how much money you’ve saved and how much it has grown.
Choose how the investment of your pension pot changes as you approach retirement.
Tell us if you want to invest in the Shariah Fund.
Say who you want to get your pension money if you die.
Choose when you want to take the money from your pension.
Important news affecting all members with DC pension savings
Please look out for an important communication from the Trustee about changes to your pension.
The leaflet explains that the Trustee has agreed to move the money you’ve built up so far in the DC Section of the Whitbread Group Pension Fund to a new Master Trust pension arrangement called the Whitbread Pension Plan. This follows Whitbread’s decision earlier this year to pay future employee and employer pension contributions into this new Plan, starting on 1 June 2026.
The Fund Trustee has now agreed to move your existing DC pension savings in the Whitbread Group Pension Fund to the new Plan on or around 6 October 2026. This will happen automatically.
Please read the Trustee’s communication carefully, as it has very important information about what will happen to your pension investments when your pot is moved – plus what to do if you’re planning to retire soon (or want to transfer your money out).
If you haven’t received the communication, we’ve provided a link below:
- For active members (who are still working for Whitbread and paying into our pension scheme)
- For deferred members (who have either left Whitbread or stopped paying into our pension scheme)
If you have a pension in the Whitbread Group Pension Fund’s defined benefit (DB) section, these changes will not affect you unless you paid Additional Voluntary Contributions (AVCs) which were invested alongside your employee and employer pension contributions in the Fund. You will receive a separate communication about the treatment of these AVCs.