For members of the Whitbread Pension Plan
Whether you’re new to Whitbread or just about to retire, our website has everything you need to know about the Whitbread Pension Plan, part of the Aviva Master Trust.
If you are an employee in Guernsey or ROI, you should visit this page.
How can we help you today?
Join
Welcome to Whitbread – you’re off to a great start. We think saving for your future is important and being a member of the Whitbread Pension Plan is one of your most valuable workplace benefits.
Change my contributions
If you want to change how much you pay, you can update your contributions through Dayforce.
Transfer my pension
You may be able to transfer old pensions into the Whitbread Pension Plan, or if you’ve left Whitbread, move your pension money to another plan.
Opt out of the Plan
If you’ve been automatically enrolled but don’t want to stay in the Whitbread Pension Plan, you can opt out via Dayforce. You’ll have received a letter from us explaining how to opt out.
Update my details
If you’re still working for Whitbread, you should update your contact details on Dayforce; everyone else can log in to Aviva’s secure member website, MyAviva.
Tell you I’m ready to retire
If you’re ready to take the money in your pension, get in touch with Aviva, our pension administrator, to ask for a retirement pack.
News
What is MyAviva?
You can keep track of your pension savings online at any time by logging into MyAviva, where you can:
Update your personal details.
Review and make changes to your investments.
Find out more about the investment funds that are available.
Say who you want to get your pension money if you die.
Choose when you want to take the money from your pension.
Download the MyAviva app to track your pension progress on the go.
Formal transfer notice issued to all members with DC pension savings
The Trustee issued a formal transfer notice at the end of July 2026, confirming its intention to transfer all existing DC pension savings in the Whitbread Group Pension Fund to the new Whitbread Pension Plan with Aviva. The transfer will take place on or around 6 October 2026.
The Trustee has taken legal, investment and other professional advice and believes a transfer is in members’ overall best interests.
The transfer notice also tells you what will happen to your investments, what charges will apply to your DC pension savings in the new Whitbread Pension Plan, and what the next steps will be.
If you haven’t received the communication, we’ve provided links below:
- For active members (who are still working for Whitbread and paying into our pension scheme)
- For deferred members (who have either left Whitbread or stopped paying into our pension scheme)
If you have a pension in the Whitbread Group Pension Fund’s defined benefit (DB) section, these changes will not affect you unless you paid Additional Voluntary Contributions (AVCs) which were invested alongside your employee and employer pension contributions in the Fund. You should have received the above-mentioned communication about the treatment of these AVCs.