Welcome to Whitbread’s pension website
Whether you’re new to Whitbread or just about to retire, our website has everything you need to know at every step.
If you are an employee in Guernsey or ROI, you should visit this page.
How can we help you today?
Join
Welcome to Whitbread – you’re off to a great start. We think saving for your future is important and being a member of the scheme is one of your most valuable workplace benefits.
Change my contributions
If you want to change how much you pay, you can update your contributions through Dayforce.
Transfer my pension
You may be able to transfer old pensions into the Whitbread scheme, or if you’ve left Whitbread, move your pension money to another plan.
Opt out of the scheme
If you’ve been automatically enrolled but don’t want to stay in the scheme, you can opt out via Dayforce. You’ll have received a letter from us explaining how to opt out.
Update my details
If you’re still working for Whitbread, you should update your contact details on Dayforce; everyone else can log in to OneView.
Tell you I’m ready to retire
If you’re ready to take the money in your pension, get in touch with Aptia, our pension administrator, to ask for a retirement pack.
News & Media
What is OneView?
OneView is the secure member website run by Aptia, the company that administers your pension.
You can use OneView to:
See how much money you’ve saved and how much it has grown.
Choose how the investment of your pension pot changes as you approach retirement.
Tell us if you want to invest in the Shariah Fund.
Say who you want to get your pension money if you die.
Choose when you want to take the money from your pension.
An update on our consultation
In February 2026, Whitbread started a 60-day consultation with contributing members of the Whitbread Group Pension Fund and other employees about a proposal to pay all future pension contributions to the Aviva Master Trust. Employees were given an opportunity to ask questions and share feedback on the changes.
The consultation ended on 17 April 2026, and Whitbread has reviewed all the comments. After careful consideration, the company has decided to proceed with its proposal to pay future pension contributions to the Aviva Master Trust from June 2026. This will happen automatically.
- If you’re a contributing member of the Whitbread Group Pension Fund, you’ll become a member of the new Whitbread Pension Plan, part of the Aviva Master Trust, from 1 June 2026. Aviva will send you a welcome pack by early July with all the details you need about the new plan, including how to register for their online app. There is no change to how much you or Whitbread pay as pension contributions, and the life cover and ill-health benefits for members of the Pension Options section are also not affected.
Whitbread will ask the pension scheme Trustee to move any pension savings currently in your defined contribution pension pot into the new Whitbread Pension Plan with Aviva. If they agree, any pension savings are expected to move in October 2026, and the Trustee will write to you before then to confirm. - If you’re a deferred member of the defined contribution (DC) section (that is, you’re no longer paying contributions into the DC section but you still have a pension pot in the Fund), there is no change for now. However, Whitbread will ask the pension scheme Trustee to move any DC section pension savings currently in your pension pot into the new Whitbread Pension Plan with Aviva. If they agree, any pension savings are expected to move in October 2026, and the Trustee will write to you before then to confirm.
- If you’re a member of the defined benefit (DB) section, there is no change to your DB pension. If you have any DC savings (as a result of paying additional voluntary contributions or having been a member of the DC section), Whitbread will ask the pension scheme Trustee to move these into the new Whitbread Pension Plan with Aviva (but there may be cases where this isn’t possible). The Trustee will write to you before then to confirm.
Thank you to those who took the time to ask a question or provide feedback during the consultation.